Bank accounts: statements & records

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What are the numbers on a check? At the bottom of a check, you will see three groups of numbers. The first group is your routing number, the second is your trương mục number và the third is your check number.

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Knowing how to locate these important numbers is useful for setting up automatic payments for monthly bills và filing forms for actions such as direct deposit. Learn more about routing numbers, account numbers and kiểm tra numbers below.

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What is a routing number?

When you send or receive money directly from your bank account in transactions lượt thích electronic payments, banks need lớn know where that money is supposed to go. The routing number identifies the financial institution where your money is held và serves as a designation for where to lớn send funds being paid to lớn you. Employers require your routing number in order to lớn set up payment systems lượt thích direct deposit.1

Where is the routing number located on a check?

The first set of numbers on the lower left corner of a check is the routing number. Keep in mind the routing numbers are 9-digit codes and the character symbol surrounding the numbers is not part of the routing number on a check. Routing numbers, sometimes called transit numbers, are public và may vary based on the region where you opened your account.

Which number is the trương mục number on a check?

The second mix of numbers following the character symbol immediately after your routing number is your tài khoản number. Sometimes the placement can be switched with the check number. To determine your account number, simply choose the longer number. This number is private & unique to your bank account – you’ll find it only on your personal checks or by signing into your online account.

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What is a checking tài khoản number?

Your checking account number designates và identifies your unique tài khoản at the bank you use. Your bank uses this number to indicate where funds intended for you should be deposited or withdrawn from. Any time you mix up payment systems such as direct deposit or an electronic payment app, you’ll need lớn provide this number.2

What is a check number và where is it located?

The check number is usually the last mix of numbers on your personal check, but it could be switched in placement with the tài khoản number. They’re the shortest mix of numbers on the kiểm tra and hold no significance besides helping you keep track of which kiểm tra you’re writing.

Where khổng lồ find routing & account numbers without a check

Checks aren’t the only place to lớn find your routing & account numbers. Every major bank has a di động banking app và website through which customers can access their unique bank accounts và the numbers associated with those accounts. You’ll also find these numbers on your bank statements. If you’re not signed up for paperless banking, then these statements will regularly come in the mail every month. If you are, you can also access your statements through your bank’s website or sản phẩm điện thoại app. If digital means are inaccessible to you for whatever reason, you can obtain your routing and account numbers by calling or visiting your ngân hàng in person.

1https://www.us.hsbc.com/faqs/routing-number/, Accessed September 2021.2https://www.valuepenguin.com/banking/checking-account-number, Accessed September 2021.